There are a lot of expenses to consider when planning a move, including insurance. Moving and relocation insurance can be expensive, but it can be a very worthwhile expenditure. Buying insurance for your personal needs after the move will also be a time-consuming but necessary task. When it’s time to relocate, consider what items need to be covered by insurance to provide protection for you and your family during and after the move.
Moving Personal Belongings and Insurance Coverage Options
Moving insurance provides coverage for personal belongings during a move. Coverage available in the standard homeowner’s insurance policy for moving and relocation is minimal, often as low as .60 on the dollar. A moving company can provide full insurance protection for items being moved, including replacement cost. The cost of insurance can be factored in to the overall moving expenses and should be available as part of a moving and relocation quote. Full-service moving companies often won’t provide insurance for personal belongings unless the company does the packing, too. Do-it-yourself moving companies typically offer insurance coverage for a minimal cost and also provide emergency roadside assistance for an additional fee.
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